Bais, Jr. , A. and Jeanette I. Gonzales, CPA, PhD. 2025. Determinants of Growth Performance and Challenges of Micro, Small, and Medium Enterprises (MSMEs) in Roxas, Isabela. Studies in Technology and Education. 4, 1 (Mar. 2025), 17–41. DOI:https://doi.org/10.55687/ste.v4i1.132.